Thursday, December 4, 2008

JP Morgan Bullish on Philippines BPO Prospects

By Business Mirror

The financial industry may be facing its greatest challenge but an executive of the local office of JP Morgan Chase & Co., a global financial institution, said despite current conditions, their growth outlook in the country is expected to remain robust.

“It think the financial meltdown is a concern, but it hasn’t affected our growth. There are other parts of the world where are struggling, but in the Philippines, we are strong.” said Barry E. Marshall, vice president and senior country operations officer of JP Morgan’s Philippine office.

He spoke to the BusinessMirror during the BPO (business process outsourcing) Summit Philippines on Tuesday. He noted that it is because of this optimistic outlook that they are still on track in achieving their growth targets for 2009, which involves doubling the capacity of their BPO operations in the country.

According to Marshall, this will increase JP Morgan’s capacity to over 7,000 seats by 2009, and will involve a mix of their call center and financial services operations among other internal backdoor processes.

“We’re confident in the Philippines’ capability to deliver strategic output for us,” he said as he cited the country’s strengths in JP Morgan’s local operations owing to the high level of English proficiency and ready pool of finance and accounting personnel.

The bank executive added that their expansion plans have already been taken into account by the parent company’s recent acquisition of troubled Washington Mutual Bank, then the largest savings and loan in the US, in late September. This gives JP Morgan access to that bank’s strong deposit base and control of an additional 2,200 branches.

JP Morgan is a leading global financial services firm with assets of $2.3 trillion and has operations in over 60 countries that include Asian offices in Singapore, Thailand, Vietnam, Malaysia and Indonesia.

Click here to attend our Business Building Seminars and be a part of building a financially healthy Philippines.

Wednesday, December 3, 2008

The Gift of Financial Intelligence

As we approach Christmas and the Holiday Season what gifts will you be giving this year as gifts to friends, loved ones, and yourself?

May we suggest you give the gift of Financial Intelligence this year?

Financial Intelligence is a gift that everyone can use over and over that many people never learned yet that can help them and others have a better life into the future.

Robert Kiyosaki is famous for his best selling books "Rich Dad Poor Dad" and "Cashflow Quadrant". If you haven't read these books and even more important acted on what these books teach you to act one, we highly recommend these books first for beginning financial intelligence students. They are available at most bookstores nationwide.

For those who have read those books we recommend the following books that are not as easily available. These books are for anyone poor and middle class to learn do and act on raising their standard of living through small business ownership.

As Rich Dad Robert Kiyosaki says, "The rich build income pipelines, all others are trained to work for and maintain the pipelines". So if you are poor or middle class and you want to be financially free, create business asset income pipelines.

The following books can help you and anyone else to help do just that. A precious gift of financial intelligence that lasts forever. Click the links below to review four books we highly recommend.

Business School

The Parable of the Pipeline

The Magic of Thinking Big

How To Slay The Financial Dragon

Wishing you an early Merry Christmas and Happy Prosperous New Year!

Tuesday, December 2, 2008

Selling to Today's Customers

What is selling? In its simplest terms, selling is the process of helping a person to conclude that your product or service is of greater value to him than the price you are asking for.

How Markets Work

Our market society is based on the principles of freedom and mutual benefit. Each party to a transaction only enters into it when he feels that he will be better off as a result of the transaction than he would be without it.

The Three Options

In a free market, the customer always has three options with any purchase decision. First, the customer can buy your product or service. Second, the customer can buy the product or service from someone else. Third, the customer can decide to buy nothing at all.

Convincing the Customer

For the customer to buy your particular product or service, he or she must be convinced that it is not only the best choice available but he must also be persuaded that there is no better way for him to spend the equivalent amount of money. Your job as a salesperson is to convince the customer that all these conditions exist and then to elicit a commitment from him to take action on your offer.

Customize Your Sales Presentation

The field of professional selling has changed dramatically since World War II. In a way, selling methodologies are merely responses to customer requirements. At one time, customers were relatively unsophisticated and poorly informed about their choices. Salespeople catered to this customer with carefully planned and memorized sales presentations, loads of enthusiasm and a bag full of techniques designed to crush resistance and get the order at virtually any cost.

Treat Them With Respect

But the customer of the 1950s has matured into the customer of the 21st century. Customers are now more intelligent and knowledgeable than ever before. They are experienced buyers and they have interacted with hundreds of salespeople. They are extremely sophisticated and aware of the incredible variety of products and services that are available to them, as well as their relative strengths and weaknesses of those products. Many of them are smarter and better educated than most salespeople and they are far more careful about making a buying decision of any kind.

The Need For Speed

In addition, they are overwhelmed with work and under-supplied with time. Because of the rapidly increasing pace of change, down-sizing, restructuring and the competitive pressures surrounding them, customers today are harried and hassled. They are swamped with responsibilities, impatient, suspicious, critical, demanding, and spoiled. To sell to today's customer requires a higher caliber of sales professional than has ever before been required. And it is only going to become tougher and more complicated in the months and years ahead.

Action Exercises

Here are two things you can do immediately to put these ideas into action.

First, think continually about how you can convince your customer that your product or service is the very best available. Why does he buy, or refuse to buy?

Second, upgrade your knowledge and skills every day so you can sell more effectively. Remember, your customers only get better when you get better.

Click here to attend our Business Building Seminars and sell to todays customers for your success.

Monday, December 1, 2008

Bonifacio Day

Today is Bonifacio Day Holiday. Enjoy!

Andrés Bonifacio

From Wikipedia

Andrés Bonifacio y de Castro (November 30, 1863 – May 10, 1897), son of Santiago Bonifacio and Catalina de Castro, was a Filipino revolutionary leader and one of the main rebel leaders of the Philippine Revolution against Spanish colonial rule in the late 19th century. He is regarded as the "Father of the Philippine Revolution" and one of the most influential national heroes of his country. A freemason, Bonifacio was the founder of the Katipunan organization which aimed to start an independence movement against Spain.

Bonifacio was born to a Tagalog father by the name of Santiagos Bonifacio, and a Spanish mestiza mother, Catalina de Castro of Zambales, in Tondo, Manila. His father was a cabeza de barangay (a leading barangay official). His mother died of tuberculosis in 1881 and his father followed suit a year after. According to popular anecdote, he peddled canes and fans to support his family.

He worked as a clerk and sales agent for Fleming and Company, a British trading firm, then transferred to Fressell and Company, a German firm, both in Manila. He married twice - his first wife was a woman named Monica, who died of leprosy, and Gregoria de Jesus, daughter of a wealthy family in Binondo. They were married in Binondo Church, despite her parents' objections.

Bonifacio, though projected by detractors as being illiterate, was in fact highly literate. He was taught Spanish since childhood owing to his mother's ancestry. He was also a fervent reader - his favorites were books on the French Revolution, The Lives of the Presidents of the United States of America, Victor Hugo's 'Les Miserables' (which he translated into Tagalog), and Jose Rizal's 'Noli me Tangere' and 'El Filibusterismo'. Furthermore, the title 'bodeguero' would have the modern equivalent of a warehouse/inventory keeper, a job that would require adequate to above-average intelligence. He also wrote various revolutionary articles, manifestos, and poems, the most famous being 'Pag-ibig sa Tinubuang Lupa'.

He was a Freemason. He also joined Rizal's La Liga Filipina (Spanish "The Philippine League"), a society that called for reforms in Spanish rule. However, the Liga was disbanded shortly after Rizal was arrested and deported to the town of Dapitan in Mindanao a day after the group's only meeting.

After the La Liga was disbanded, Bonifacio realized the futility of peaceful struggle even for mere reforms. He then founded the underground organization that in the coming years would grow and send shock to the Spanish colonial rule and would drastically change the course of Philippine history and would give pride to every Filipino - the Katipunan. With his wife Gregoria de Jesus and his uncle one day in a humble hut in Manila, Bonifacio resolved to change history with just a single pistol in hand for a start.

Click here to attend our Business Building Seminars and have a revolution of financial success for yourself.

Friday, November 28, 2008

Principles That Govern Life

Principles That Govern My Life by Chris Widener

The strength and durability of a building is found in its foundation. The same is true in a life. What we accomplish and the effect we have on those around us is not only in what we do, but also in who we are. In fact, what we do is driven by who we are, what we believe and value and by the principles that we live by.

Principles give us direction in whatever circumstances we find ourselves in. They are transferable to any given situation and will determine our direction. Those who do not have permanent principles will find themselves drifting along and making decisions that are personally expedient, short-term oriented and usually bad for their long-term success.

So I thought I would share with you the principles that govern my life. These are the ideas and concepts that drive my behavior, my career, and my family. I would encourage you to sit down and write out your own principles. Those that drive your life, or at least that you want to drive your life!

God first, others second, me third. Gale Sayers, the running back of the Chicago Bears wrote a book titled "I am Third." This is true. If I am to do and be what I want to do and be in this life, I recognize that I must have my priorities right. Some people think that the way to success is to put themselves first. This is short-term thinking. Yes, you may be able to accomplish much in the near-term, but long-term, the best is accomplished by those who live by the above.

Always be completely honest. You really only have your character when it comes right down to it, and honesty is the quickest way to determine your character. Live in such a way that you can be completely honest and be willing to accept the responsibility that being completely honest will bring.

Make it your goal to help others, income will come from that. Zig Ziglar is the one who got me thinking about that. If you take care of others and their needs, you will earn your income. If you simply try to earn income, people will stop responding to you and you will have defeated yourself.

You reap what you sow. This is the most common truth on earth. You put an apple seed into the ground, you get an apple tree. An orange seed produces an orange tree. If you invest, your money will grow. If you eat right and exercise you will lose weight. If you are kind to others they will be kind to you.

The true measure of a man's wealth is in the things he can afford not to buy. This is one of my favorite quotes from Ralph Waldo Emerson. Things are great to have and so is money, but true riches are the priceless things we can't buy, like our family, our integrity and the sense of a job well done. Pursue true wealth.

Work smart - and hard. Some say you should work smart, not hard. I say work smart and hard. A good day of hard work is a blessing and ought to be appreciated. Hard work is what changes the world - as long as it is smart, hard work!

Follow through on all commitments. If there is one thing I can't stand it is when someone doesn't do what they say they will. When we don't do what we say we will, we essentially say that the job wasn't important, the people we promised it to aren't important, and that we can't be trusted. This is a good way to short-circuit your success.

Challenge others to greatness. There are enough people who will hold out the low bar for people to step over. I want to be a person who holds up the high bar, causing people to have to run and jump with all their might. And when they clear that high bar, I want to be there celebrating with them!

Find ways to generously give of your resources. The old saying is true - you can't take it with you. But you can spread it around to lots of people while you are here. If we wait until we die to give money away, we don't get any satisfaction in seeing how it is used and enjoyed. Write a few good-sized checks each month!

Treat people right no matter how they treat you. You cannot control another person's behavior. It took me a long time to realize that. I can only control my behavior. And I can choose to do what is right no matter how another person treats me. If everybody retaliated every time someone treated them bad, we would have a mess on our hands. Instead, choose to act appropriately at all times.

When relationships go bad, be the first to hold out the olive branch. Life is too short to leave a relationship broken. As much as it is up to me, I will pursue reconciliation, for their sake, and for mine. I don't want to get to the end of my life and wish I tried harder in my relationships. For this reason I attempt to restore broken relationships.

Regularly try new things. This is what keeps the spice of life going! Try new foods, go to new places, and make new friends. You will be amazed at the joy you receive and are able to give when you make it a habit to try new things. Break out of the mold, do something unusual today!

Treat everyone equally. No one is better than anyone else. I know people with tens of millions of dollars and people who do not have two nickels to rub together. They are both equally valuable and worthy of being treated as such. Don't fall into the trap of treating some people better than others. It doesn't matter what color they are or how much money they have or what country they come from, treat them with the respect and dignity each human deserves.

Use any success you have to help others. What good is success that only helps you? Instead, use the money you make to help others. Use the connections you make to help someone else up. Use the knowledge you achieve to give someone else a leg up. Take what you have and give to others so that they may join you on the journey of success.

Look down the economic scale more often than up. When I look up the economic scale too often I become greedy and unsatisfied. I become selfish. Looking down at others who have less than me on a regular basis keeps me humble. It reminds me of all of the blessings I have and keeps me thankful for them.

I want to encourage you to sit down soon and write out the principles that guide your life. It is an excellent exercise that will help you refocus and keep your life going in the right direction!

Click here to attend our Business Building Seminars and learn success principles for your financial success.

Wednesday, November 26, 2008

Albert Einstein Was Kicked Out of School

Albert Einstein was kicked out of school by his teachers for being crazy that man would fly someday in the future. As Albert walked out the door, he turn around to his teachers and said, "You may think I'm crazy, but I'm not stupid, goodbye". The rest of Albert Einstein awesome life is monumental history.

Next time your in class, ask your teacher if he can teach you to become a millionaire. Tell him you'll do whatever he wants a thousand times if he can. If he can't, email us and we'll teach you how.

Click here for the New School Financial Intelligence Old School Didn't Teach You.

Quotes from Albert Einstein

"Any intelligent fool can make things bigger, more complex, and more violent. It takes a touch of genius -- and a lot of courage -- to move in the opposite direction."

"Imagination is more important than knowledge."

"Gravitation is not responsible for people falling in love."

"I want to know God's thoughts; the rest are details."

"The hardest thing in the world to understand is the income tax."

"Reality is merely an illusion, albeit a very persistent one."

"The only real valuable thing is intuition."

"A person starts to live when he can live outside himself."

"I am convinced that He (God) does not play dice."

"God is subtle but he is not malicious."

"Weakness of attitude becomes weakness of character."

"I never think of the future. It comes soon enough."

"The eternal mystery of the world is its comprehensibility."

"Sometimes one pays most for the things one gets for nothing."

"Science without religion is lame. Religion without science is blind."

"Anyone who has never made a mistake has never tried anything new."

"Great spirits have often encountered violent opposition from weak minds."

"Everything should be made as simple as possible, but not simpler."

"Common sense is the collection of prejudices acquired by age eighteen."

"Science is a wonderful thing if one does not have to earn one's living at it."

"The secret to creativity is knowing how to hide your sources."

"The only thing that interferes with my learning is my education."

"God does not care about our mathematical difficulties. He integrates
empirically."

"The whole of science is nothing more than a refinement of everyday thinking."

"Technological progress is like an axe in the hands of a pathological criminal."

"Peace cannot be kept by force. It can only be achieved by understanding."

"The most incomprehensible thing about the world is that it is comprehensible."

"We can't solve problems by using the same kind of thinking we used when we created them."

"Education is what remains after one has forgotten everything he learned in school."

"The important thing is not to stop questioning. Curiosity has its own reason for existing."

"Do not worry about your difficulties in Mathematics. I can assure you mine are still greater."

"Equations are more important to me, because politics is for the present, but an equation is something for eternity."

"If A is a success in life, then A equals x plus y plus z. Work is x; y is play; and z is keeping your mouth shut."

"Two things are infinite: the universe and human stupidity; and I'm not sure about the the universe."

"As far as the laws of mathematics refer to reality, they are not certain, as far as they are certain, they do not refer to reality."

"Whoever undertakes to set himself up as a judge of Truth and Knowledge is shipwrecked by the laughter of the gods."

"I know not with what weapons World War III will be fought, but World War IV will be fought with sticks and stones."

"In order to form an immaculate member of a flock of sheep one must, above all, be a sheep."

"The fear of death is the most unjustified of all fears, for there's no risk of accident for someone who's dead."

"Too many of us look upon Americans as dollar chasers. This is a cruel libel, even if it is reiterated thoughtlessly by the Americans themselves."

"Heroism on command, senseless violence, and all the loathsome nonsense that goes by the name of patriotism -- how passionately I hate them!"

"No, this trick won't work...How on earth are you ever going to explain in terms of chemistry and physics so important a biological phenomenon as first love?"

"My religion consists of a humble admiration of the illimitable superior spirit who reveals himself in the slight details we are able to perceive with our frail and feeble mind."

"Yes, we have to divide up our time like that, between our politics and our equations. But to me our equations are far more important, for politics are only a matter of present concern. A mathematical equation stands forever."

"The release of atom power has changed everything except our way of thinking...the solution to this problem lies in the heart of mankind. If only I had known, I should have become a watchmaker."

"Great spirits have always found violent opposition from mediocrities. The latter cannot understand it when a man does not thoughtlessly submit to hereditary prejudices but honestly and courageously uses his intelligence."

"The most beautiful thing we can experience is the mysterious. It is the source of all true art and all science. He to whom this emotion is a stranger, who can no longer pause to wonder and stand rapt in awe, is as good as dead: his eyes are closed."

"A man's ethical behavior should be based effectually on sympathy, education, and social ties; no religious basis is necessary. Man would indeeded be in a poor way if he had to be restrained by fear of punishment and hope of reward after death."

"The further the spiritual evolution of mankind advances, the more certain it seems to me that the path to genuine religiosity does not lie through the fear of life, and the fear of death, and blind faith, but through striving after rational knowledge."

"Now he has departed from this strange world a little ahead of me. That means nothing. People like us, who believe in physics, know that the distinction between past, present, and future is only a stubbornly persistent illusion."

"You see, wire telegraph is a kind of a very, very long cat. You pull his tail in New York and his head is meowing in Los Angeles. Do you understand this? And radio operates exactly the same way: you send signals here, they receive them there. The only difference is that there is no cat."

"One had to cram all this stuff into one's mind for the examinations, whether one liked it or not. This coercion had such a deterring effect on me that, after I had passed the final examination, I found the consideration of any scientific problems distasteful to me for an entire year."

"One of the strongest motives that lead men to art and science is escape from everyday life with its painful crudity and hopeless dreariness, from the fetters of one's own ever-shifting desires. A finely tempered nature longs to escape from the personal life into the world of objective perception and thought."

"He who joyfully marches to music rank and file, has already earned my contempt. He has been given a large brain by mistake, since for him the spinal cord would surely suffice. This disgrace to civilization should be done away with at once. Heroism at command, how violently I hate all this, how despicable and ignoble war is; I would rather be torn to shreds than be a part of so base an action. It is my conviction that killing under the cloak of war is nothing but an act of murder."

"A human being is a part of a whole, called by us _universe_, a part limited in time and space. He experiences himself, his thoughts and feelings as something separated from the rest... a kind of optical delusion of his consciousness. This delusion is a kind of prison for us, restricting us to our personal desires and to affection for a few persons nearest to us. Our task must be to free ourselves from this prison by widening our circle of compassion to embrace all living creatures and the whole of nature in its beauty."

"Not everything that counts can be counted, and not everything that can be counted counts." (Sign hanging in Einstein's office at Princeton)

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Tuesday, November 25, 2008

Can You Really Get Anything You Want Out of Life?

Yes! It is possible for you to get anything you want out of life . . . Anything!

But there's just one catch. Usually someone else has it and you have to convince them to give it to you!

If you want to go to college, you have to convince the college admissions officer to let you in by showing that you're a good student.

If you want to get a date or someone to love you, you have to convince that girl (or guy) of your dreams that you can be trusted and you're worthy of their love and attention.

If you want a raise or a better job, you have to convince your employer to give you one.

If you want to run a business and create wealth, you need to find customers who are willing to buy your products and services.

And if you want the deeper and more meaningful things in life—like the trust, respect, praise and admiration of the people around you, loyal friends, security, prestige, popularity, children who adore you, overall success—you know, the things you can't buy with money, the fact remains: someone else has to give it to you.

That's where influence comes in.

In our phenomenal Education Training Mentorship Support Program, the system "cracks the code" on how anyone can become the kind of person others would willingly listen to and follow.

Now, you can get this extraordinary program at a price that's much less than the price of going to college. Its a "Earn While You Learn" Program.

Click here to attend our Business Building Seminars and have anything you really want from your life.